hh2 alternatives: what are your options?
Vergo works with existing cards and codes by inference from your accounting structure — no rule library to build — while hh2 is construction-focused back-office software emphasizing time, payroll, and job-costing workflows. Alternatives to hh2 split along two lines: whether coding runs on AI or on rules, and whether you must change cards to get it.
Key takeaways
- hh2 is cloud-based back-office software for construction contractors, covering payroll, HR, time tracking, and AP automation, trusted by over 3,500 contractors.
- Vergo is an AI-native, card-agnostic platform that codes by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain — and works with your existing cards without re-issuing or banking change.
- Alternatives divide along two axes: whether they require you to change cards, and whether coding runs on AI inference or rules-based workflows.
- Card-issuing platforms like Ramp, Brex, and BILL bundle their software with their own card programs.
- Card-agnostic platforms include rules-based systems like Expensify, SAP Concur, and Zoho Expense, and AI-native platforms like Vergo.
- hh2 is strongest for contractors needing construction-specific payroll, HR, and time tracking alongside AP, especially for union, certified payroll, and prevailing wage compliance.
What is hh2?
hh2 is cloud-based back-office software for the construction industry covering payroll, HR, time tracking, AP automation, and field operations. It states it is trusted by over 3,500 contractors and integrates directly with construction accounting systems including Sage 300 CRE, Sage 100 Contractor, Sage Intacct, Spectrum, Vista, and Foundation to eliminate duplicate data entry. The site emphasizes crew time, job coding, field approvals, and project-based AP workflows with a focus on protecting job cost accuracy, though specific GL or cost-code features are not fully detailed in published documentation.
Who is hh2 a good fit for?
General and specialty contractors on Sage or other major construction ERPs who need time, payroll, HR, and AP workflows connected to their accounting system represent the core audience. The platform is particularly strong for contractors with union workforce requirements, certified payroll obligations, and prevailing wage compliance needs. If your operations require construction-specific back-office functions — crew time tracking, field approvals, and project-based accounting — integrated into a Sage-family ERP, hh2 is positioned to deliver those capabilities in a single system.
Alternatives that issue their own card
If a bundled card is what you want, the platforms built that way include Ramp, Brex, and BILL — each pairs its software with its own card program. These platforms control the full stack from issuance through reconciliation, which can simplify onboarding if you are establishing spend controls from scratch or consolidating card programs. The trade-off is that adoption requires changing your existing banking relationships and re-issuing cards to employees. For organizations with established card programs, treasury relationships, or rewards strategies tied to current providers, switching carries friction that may outweigh the integration benefits. Vergo takes a different approach: connecting your existing cards involves no card applications, no re-issuing and no banking change, while still delivering AI-native coding and reconciliation.
Alternatives that work with your existing cards
This group divides in two. The established generation — Expensify, SAP Concur, Zoho Expense — is card-agnostic and rules-based, meaning you keep your existing cards but coding depends on keyword matching, category rules, and manual review queues. These systems file what matches predefined rules and queue the rest for a person to resolve. The second group is AI-native and card-agnostic: same structural freedom to connect existing cards, but coding runs on inference rather than rules. Both paths preserve your current banking relationships and rewards programs, but the coding engine determines how much manual work remains after automation.
A practical example
Consider a contractor with American Express corporate cards already enrolled, a Sage 300 CRE accounting system, and a mix of material purchases, subcontractor payments, and employee expenses. An alternative that issues its own card would require applying for new accounts, re-issuing cards to every employee, and migrating spending patterns. A rules-based card-agnostic system would connect the existing Amex feed but require building and maintaining keyword lists for each vendor, job code, and cost type. An AI-native card-agnostic system would connect the same Amex feed and propose coding by learning from the contractor's own history, handling new vendors on first sight without rule maintenance.
How Vergo handles this
Vergo is an AI-native, card-agnostic expense management platform. Connecting your existing cards involves no card applications, no re-issuing, and no banking change. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into your accounting or ERP software. Vergo integrates with every ERP and accounting software. Card spend, employee reimbursements, and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use. Employees handle everything by text message — no app to download, no portal login — and Vergo chases missing receipts itself. Approval workflows are optional and fit how you already control spend: route by GL account, by amount, or by project — or skip approval flows entirely and let policy flags catch only what breaks a rule.
Sources
Facts about hh2 above are drawn from its own published pages: https://www.hh2.com (retrieved 2026-07-28)
Related questions
What is the best alternative to hh2?
It depends on the line you care about. If you want spend software without taking a new card, the card-agnostic group fits — Vergo is the AI-native option in it. If you want a card-plus-software bundle, several platforms issue their own.
Does switching from hh2 mean changing cards?
No — hh2 and Vergo both work with existing cards. The switch is about the coding engine, not the cards.
Does Vergo handle AP and reimbursements too?
Yes. Card spend, employee reimbursements and AP invoices run through one coding model and sync to your ERP or accounting software. Payment stays on your existing rails.
Which ERPs does Vergo work with?
Every ERP and accounting system — from QuickBooks and Xero to NetSuite, Sage, and construction systems like Sage 300 CRE, FOUNDATION and Vista.



