The best hh2 competitors and alternatives

Vergo: the top hh2 alternative for AI-coded expenses and invoices
hh2 is a construction cloud suite spanning payroll, time, HR, invoice approval and card expense tracking. Vergo is focused on spend: it codes every expense, reimbursement and invoice with one AI model.
- Job cost coding learned from your books. Vergo codes every transaction to job, phase, cost code and cost type by inference from your company's own accounting history, so field spend lands the way your team already books it.
- Expenses, reimbursements and AP in one model. Card spend, employee reimbursements and vendor invoices are coded the same way, then approved and posted to your ERP.
- Any card, from any bank. Vergo works with any Visa, Mastercard or Amex card, from any bank, with no card switch. Of the alternatives listed here, it is the only one that does: Ramp, BILL, Brex and Spendesk each run on their own cards.
- Construction ERPs. Vergo connects to Viewpoint Spectrum, Vista, Foundation, Sage 100 Contractor, Sage Intacct Construction and Acumatica, among 376+ accounting systems. Card spend also syncs to PeopleSoft, JD Edwards, Business Central, Oracle E-Business Suite, Dynamics 365 Finance & Operations, SAP Business One, QuickBooks Online and Xero.
- Receipts by text. Employees text a photo of the receipt. No expense report to fill out.

Other hh2 alternatives to consider
Ramp
Best for: Contractors ready to switch to a new corporate card with AP, travel and procurement built in.
Ramp combines a Visa corporate charge card with expense management, reimbursements and Bill Pay. Ramp for Construction connects to Vista, Spectrum, Sage 100 Contractor, Sage 300 CRE, Sage Intacct Construction, CMiC and Acumatica and tags transactions to job, cost code and phase. Its expense management runs on the Ramp card, and spend on other cards comes in only as employee reimbursements, so it suits contractors ready to change card programs.
BILL Spend & Expense
Best for: Small and midsize businesses already paying vendors through BILL.
BILL Spend & Expense, formerly Divvy, pairs the BILL Divvy card with budgets, expense management and reimbursements, and sits alongside BILL's AP product. The spend software pairs directly with the Divvy card and cannot be used with other corporate cards, so it fits BILL payables customers ready to run their card program on Divvy.
Brex
Best for: Venture-backed startups through enterprises that want corporate cards, business banking and expense software from one provider.
Brex offers corporate cards with expense management built in, plus bill pay, travel and business accounts. Its expense workflow runs on Brex cards: spend on other cards enters only as reimbursements, and its card statement upload exists to move vendors onto Brex cards. Direct ERP syncs cover systems such as NetSuite, Sage Intacct, QuickBooks Online and Xero, with CSV export for others.
Spendesk
Best for: European midsize companies, typically 50 to 250 employees, that want cards, invoices and procurement in one tool.
Spendesk combines physical and virtual Visa cards with expense management, invoice processing, procurement and budgets, with automatic categorization and AI bookkeeping suggestions. Integrations include Xero, NetSuite, QuickBooks (US), DATEV, Sage 100 and Business Central. Its spend workflow runs on Spendesk cards, so it suits companies ready to move their card program.
How the hh2 alternatives compare
| Works with any card, from any bank | AI coding | Expense management | AP automation | Reimbursements | ERP integrations | |
|---|---|---|---|---|---|---|
| Vergo | Yes | Learned from your own accounting history | Yes | Yes (capture, code, approve, post to ERP) | Yes | 376+, incl. Vista, Spectrum, Foundation |
| hh2 | Tracks and codes company credit card charges | AI assistant (Vyki) | Credit card expense tracking | Invoice approval | Not listed | Sage 300 CRE, Sage Intacct, Sage 100, QuickBooks, Vista, Spectrum, Foundation |
| Ramp | No — Ramp Visa corporate card only | Yes | Yes | Yes (Bill Pay) | Yes | NetSuite, QuickBooks, Sage, Xero, Vista, Spectrum, CMiC and more |
| BILL Spend & Expense | No — BILL Divvy card only | Yes (BILL AI) | Yes | Yes (BILL AP) | Yes | QuickBooks Online, NetSuite, Xero, Sage Intacct, Dynamics |
| Brex | No — Brex card only | AI suggestions | Yes | Yes (bill pay) | Yes | 9 direct syncs on Essentials; CSV export for others |
| Spendesk | No — Spendesk cards only | Automatic categorization | Yes | Yes (invoices) | Yes | Xero, NetSuite, QuickBooks (US), DATEV, Sage 100, Business Central and more |
Switching from hh2 to Vergo
Moving from hh2 to Vergo for spend means card expenses, reimbursements and invoice coding run through one AI model learned from your own books. Vergo captures, codes and approves vendor invoices and posts them to your ERP. You can keep hh2 for payroll and time tracking.
You keep what already works. Your Visa, Mastercard and Amex cards stay in place, with no new card applications, credit checks or bank change. Your ERP stays the system of record: Vergo reads your chart of accounts, jobs and cost codes and posts coded transactions, reimbursements and approved invoices back to it.
What changes is the coding work. Vergo learns from your own accounting history, so transactions arrive coded the way your team already codes them, and employees submit receipts by text message instead of chasing an app. See how it connects on the existing cards page or browse Vergo integrations.

Frequently asked questions
What is the best alternative to hh2 for expenses and AP?
Vergo is the best hh2 alternative for construction companies that want expenses, reimbursements and AP invoices coded to job and cost code by AI learned from their own accounting history. It works with any card, from any bank.
Can I keep hh2 for payroll and use Vergo for spend?
Yes. Vergo focuses on card expenses, reimbursements and vendor invoices, so it can run alongside the payroll and time tracking tools you already use and post to the same ERP.
What are hh2's main competitors?
hh2's main competitors include Vergo, Ramp, BILL Spend & Expense, Brex and Spendesk. Vergo is the pick for contractors that want one AI coding model across expenses, reimbursements and invoices.
Does Vergo code to job, phase and cost code?
Yes. Vergo codes card expenses, reimbursements and vendor invoices to job, phase, cost code and cost type, learned from your own accounting history, and posts them to your construction ERP.
Which construction ERPs does Vergo connect to?
Vergo connects to Viewpoint Spectrum, Vista, Foundation, Sage 100 Contractor, Sage Intacct Construction and Acumatica, among 376+ accounting systems.



