iplicit AP and expense features: what's included and what you'll need to add

iplicit includes bank feeds, AP automation, receipt capture, expense claim approvals and approval workflows; it covers credit card feeds only in part. Common add-ons to budget for: corporate card program with card feeds. Vergo adds any-card expense management coded to your iplicit structure.

October 1, 2026
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Key takeaways

  • Built in: bank feeds, AP automation, receipt capture, expense claim approvals and approval workflows.
  • Partly covered: credit card feeds.
  • Vergo works with any card from any bank and posts coded spend into iplicit.

Where should you go next?

iplicit AP and expense capabilities at a glance

CapabilityIn iplicit?What the documentation shows
Bank feedsYesBank feeds via Open Banking through Yapily (European banks) and Plaid (US, Canada and Europe), with a scheduler that fills bank statements automatically.
Credit card feedsPartlyExpense Manager logs credit card expenses against the credit card bank account for reconciliation.
AP automation (invoice capture and processing)YesAP Automation: emails, including auto-forwarded ones, arrive in an AP Automation Inbox.
Receipt capture and mobile expensesYesThe iplicit mobile app (iOS and Android) covers Expenses and Approvals.
Expense claim approvalsYesExpense Manager handles personal expense claims paid to the employee, with authorisation workflows or automatic approval.
Approval workflows (invoices, POs, payments)YesConfigurable authorisation workflows apply to document attributes, with authorisation roles, distribution targets, workflow substitution and email notifications for send, approve, reject and catch.

What to budget for

  • Credit card feeds (partly): corporate card program with card feeds.

Add-ons iplicit teams commonly consider

  • Corporate card program with card feeds

Where Vergo fits with iplicit

Vergo integrates with iplicit and posts coded card spend into it; for iplicit, the live integration covers expense management. It works with any card from any bank — connecting your existing cards involves no card applications, no re-issuing and no banking change. Employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the account, tax band and posting attributes, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Approval workflows are optional and fit how you already control spend: route by GL account or by amount — or skip approval flows entirely and let policy flags catch only what breaks a rule.

About iplicit

Typical users: UK mid-sized multi-entity organisations: nonprofits, housing associations, multi-academy trusts, hospitality, software and wholesale. Deployment: cloud.

Frequently Asked Questions

Which iplicit capabilities need an add-on?

Per iplicit's documentation, credit card feeds are partial or missing.

Does Vergo replace iplicit?

No. iplicit stays your ledger. Vergo integrates with iplicit and posts coded entries into it.

Do we need new cards?

No. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.

How current is this?

Each answer was checked against iplicit's public documentation on September 30, 2026.

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