Key takeaways
- Bank feeds: Yes. Bank feeds via Open Banking through Yapily (European banks) and Plaid (US, Canada and Europe), with a scheduler that fills bank statements automatically.
- Card feeds: Partly. Expense Manager logs credit card expenses against the credit card bank account for reconciliation.
- Vergo works with any card from any bank and posts coded card spend into iplicit.
Where should you go next?
- iplicit AP and expense features: what's included and what to add
- Vergo's iplicit integration
- Get started with Vergo
What iplicit includes
Bank feeds
Yes. Bank feeds via Open Banking through Yapily (European banks) and Plaid (US, Canada and Europe), with a scheduler that fills bank statements automatically. The feature is activated per environment by iplicit customer services.
Credit card feeds
Partly. Expense Manager logs credit card expenses against the credit card bank account for reconciliation. The bank feed docs describe bank accounts and don't say whether card accounts are supported.
What teams add alongside it
- Corporate card program with card feeds
Where Vergo fits with iplicit
Vergo covers the card side without a card switch: it works with any card from any bank, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into iplicit. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the account, tax band and posting attributes, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report.
Vergo integrates with iplicit and posts coded card spend into it; for iplicit, the live integration covers expense management.
Frequently Asked Questions
Can we keep our current cards with iplicit?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into iplicit?
Yes. Vergo integrates with iplicit and posts card spend into it, coded to your account, tax band and posting attributes.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
