Key takeaways
- Bank feeds: Yes. Open Banking direct feeds from 60+ UK banks and fintechs, including Barclays, HSBC, Lloyds, NatWest, Monzo, Starling and Tide, are included in the subscription at no extra charge. However, the Starter plan can reconcile only 25 bank transactions.
- Card feeds: Yes. Each credit card is set up as its own bank account.
- Vergo works with any card from any bank and posts coded card spend into KashFlow.
Where should you go next?
- KashFlow AP and expense features: what's included and what to add
- Vergo's KashFlow integration
- Get started with Vergo
What KashFlow includes
Bank feeds
Yes. Open Banking direct feeds from 60+ UK banks and fintechs, including Barclays, HSBC, Lloyds, NatWest, Monzo, Starling and Tide, are included in the subscription at no extra charge. These replaced the earlier Yodlee screen-scraping feeds, and CSV import is the fallback. However, the Starter plan can reconcile only 25 bank transactions.
Credit card feeds
Yes. Each credit card is set up as its own bank account. The Open Banking feed list includes card issuers such as Amex, Barclaycard, Capital One, MBNA and Vanquis, so card transactions can feed in directly; CSV import covers issuers without a feed.
What teams add alongside it
- Expense management with approvals and card feeds
Where Vergo fits with KashFlow
Where KashFlow's own card feed already brings transactions in, Vergo's part is what happens to each line: it works with any card from any bank, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into KashFlow. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the nominal code and VAT rate, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report.
Vergo integrates with KashFlow and posts coded card spend into it; for KashFlow, the live integration covers expense management.
Frequently Asked Questions
Does it depend on the KashFlow edition or add-ons?
Open Banking direct feeds from 60+ UK banks and fintechs, including Barclays, HSBC, Lloyds, NatWest, Monzo, Starling and Tide, are included in the subscription at no extra charge.
Can we keep our current cards with KashFlow?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into KashFlow?
Yes. Vergo integrates with KashFlow and posts card spend into it, coded to your nominal code and VAT rate.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
