Does IFS Cloud have bank and credit card feeds?

Partly. Bank statements are imported as files. CAMT.053 comes in through an External File Template (MXP_CAMT, file type ExtMixedPayment) and IFS Connect routing, which can be automated. However, no live bank-aggregator feed is documented. Expense Administration imports employee credit card transactions sent from the banks and shows them on the expense sheet's Credit Card tab for reconciliation. The docs name no specific issuer formats.

October 1, 2026

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Key takeaways

Bank feeds: Partly. Bank statements are imported as files. However, no live bank-aggregator feed is documented.
Card feeds: Yes. Expense Administration imports employee credit card transactions sent from the banks and shows them on the expense sheet's Credit Card tab for reconciliation. However, card feeds come through an inbound interface rather than a live API.
Vergo works with any card from any bank and posts coded card spend into IFS Cloud.

Where should you go next?

What IFS Cloud includes

Bank feeds

Credit card feeds

Yes. Expense Administration imports employee credit card transactions sent from the banks and shows them on the expense sheet's Credit Card tab for reconciliation. Private cards can be set up as a reimbursable card type. However, card feeds come through an inbound interface rather than a live API. The docs name no specific issuer formats.

What teams add alongside it

Bank connectivity / statement file service
Corporate card program with issuer data file

Where Vergo fits with IFS Cloud

IFS Cloud's card feed brings transactions into the ledger. Vergo works with any card from any bank, so every card in the program is covered whichever bank issued it, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into IFS Cloud. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the account and code parts, such as cost centre and project, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report. Bank reconciliation itself stays in IFS Cloud or with a bank connectivity add-on; Vergo's part is the card spend.

Vergo integrates with IFS Cloud and posts coded card spend into it; for IFS Cloud, the live integration covers expense management.

Frequently Asked Questions

Can we keep our current cards with IFS Cloud?

Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.

Does Vergo post card spend into IFS Cloud?

Yes. Vergo integrates with IFS Cloud and posts card spend into it, coded to your account and code parts, such as cost centre and project.

Does Vergo issue cards?

No. Vergo never issues cards. It works with the cards you already have.

Get Started

Expense & invoice automation for your ERP

Book Demo

Does IFS Cloud have bank and credit card feeds?

Key takeaways

Where should you go next?

What IFS Cloud includes

Bank feeds

Credit card feeds

What teams add alongside it

Where Vergo fits with IFS Cloud

Frequently Asked Questions

Can we keep our current cards with IFS Cloud?

Does Vergo post card spend into IFS Cloud?

Does Vergo issue cards?

Expense & invoice automation for your ERP

Platform

Company

Resources

Does IFS Cloud have bank and credit card feeds?

Key takeaways

Where should you go next?

What IFS Cloud includes

Bank feeds

Credit card feeds

What teams add alongside it

Where Vergo fits with IFS Cloud

Frequently Asked Questions

Can we keep our current cards with IFS Cloud?

Does Vergo post card spend into IFS Cloud?

Does Vergo issue cards?

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Which manufacturing ERPs have built-in AP automation and card feeds?

Which construction ERPs have built-in AP automation and card feeds?

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