Key takeaways
- Bank feeds: Yes. Bank feeds work through Open Banking or third-party API integrations, depending on the bank. However, where a bank or account type isn't supported, statements are uploaded or entered manually.
- Card feeds: Yes. A business credit card is set up as a Credit Card Account and can use a credit card bank feed.
- Vergo works with any card from any bank and posts coded card spend into FreeAgent.
Where should you go next?
- FreeAgent AP and expense features: what's included and what to add
- Vergo's FreeAgent integration
- Get started with Vergo
What FreeAgent includes
Bank feeds
Yes. Bank feeds work through Open Banking or third-party API integrations, depending on the bank. However, where a bank or account type isn't supported, statements are uploaded or entered manually.
Credit card feeds
Yes. A business credit card is set up as a Credit Card Account and can use a credit card bank feed. FreeAgent's supported-feeds list includes American Express (UK) business and corporate credit cards via Open Banking. Card statement upload and manual entry are alternatives.
What teams add alongside it
- Expense management app with approval workflow
Where Vergo fits with FreeAgent
Where FreeAgent's own card feed already brings transactions in, Vergo's part is what happens to each line: it works with any card from any bank, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into FreeAgent. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the category, VAT rate and project, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report.
Vergo integrates with FreeAgent and posts coded card spend into it; for FreeAgent, the live integration covers expense management.
Frequently Asked Questions
Can we keep our current cards with FreeAgent?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into FreeAgent?
Yes. Vergo integrates with FreeAgent and posts card spend into it, coded to your category, VAT rate and project.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
