Key takeaways
- FreeAgent add-ons should explain transactions, not create duplicates.
- Vergo ranks first for explanations by inference on existing cards.
- Smart Capture is FreeAgent's native receipt reader.
- Expensify, Zoho Expense and SAP Concur are established; confirm how each reaches FreeAgent.
Where should you go next?
- Vergo's FreeAgent integration
- What expense management software integrates with FreeAgent?
- Get started with Vergo
Which expense management add-ons work best with FreeAgent?
- Vergo: category, VAT and project by inference; text receipts; existing cards; explanations through the API.
- FreeAgent Smart Capture: receipt reading and matching in the mobile app.
- Expensify: receipt scanning and expense reports.
- Zoho Expense: receipt capture and corporate card feeds.
- SAP Concur: travel and expense for larger organisations.
| Option | Cards | How coding is proposed | Route into FreeAgent |
|---|---|---|---|
| Vergo | The cards you already have | Inference from your own FreeAgent structure and history, with the reason shown | Explanations and expenses through FreeAgent's API |
| Expensify | Card-agnostic; also offers the Expensify Card | AI categorisation | Ask how entries reach FreeAgent |
| Zoho Expense | Existing corporate card program | Zia reads receipts for merchant, date, amount and tax | Ask how entries reach FreeAgent |
| SAP Concur | Existing cards through bank card feeds | Categorisation from merchant and transaction data | Ask how entries reach FreeAgent |
What should an expense add-on do for FreeAgent?
- Explain the existing transaction rather than adding a new one.
- Set VAT and project on each explanation.
- Keep your cards.
When does Smart Capture stop being enough?
Smart Capture fits a freelancer with a few receipts a month. A team with several cards hits the allowance, and still has to review suggestions based on the receipt alone. It also depends on each cardholder using the FreeAgent app. That is the point where coding from your own history, and collecting receipts by text from people who never open FreeAgent, pays for itself.
How does Vergo connect to FreeAgent?
Vergo connects directly through FreeAgent's public API, explains each card transaction with its category, VAT rate and project, and records out-of-pocket spend as expenses for the user. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into FreeAgent.
Frequently Asked Questions
Is Vergo a FreeAgent app?
Vergo runs as its own platform and connects through FreeAgent's public API.
Can Vergo run alongside Smart Capture?
Yes, though most teams using Vergo do not need Smart Capture Unlimited.
Do we need new cards?
No. Connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo handle bills?
Yes. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.
Where are the integration details?
On the FreeAgent integration page.
