Key takeaways
- Bullet handles simple expenses and payroll reimbursement, so an add-on must earn its place on staff card spend.
- Vergo ranks first for VAT-aware coding by inference and receipts by text.
- Expensify and Zoho Expense focus on claims; SAP Concur on larger programs.
- Bullet is an Irish ledger, so check VAT handling.
Where should you go next?
- Vergo's Bullet integration
- What expense management software integrates with Bullet?
- Get started with Vergo
Which expense management add-ons work best with Bullet?
- Vergo: category and VAT by inference, text receipts, existing cards, bills or journals through Bullet's API.
- Expensify: receipt scanning and expense reports.
- Zoho Expense: receipt capture, claims and card feeds.
- SAP Concur: travel and expense for larger organisations.
| Option | Cards | How coding is proposed | Route into Bullet |
|---|---|---|---|
| Vergo | The cards you already have | Inference from your own Bullet structure and history, with the reason shown | Bills or manual journals through Bullet's API |
| Expensify | Card-agnostic; also offers the Expensify Card | AI categorisation | Ask how entries reach Bullet |
| Zoho Expense | Existing corporate card program | Zia reads receipts for merchant, date, amount and tax | Ask how entries reach Bullet |
| SAP Concur | Existing cards through bank card feeds | Categorisation from merchant and transaction data | Ask how entries reach Bullet |
What should an add-on do for Bullet?
- Get Irish VAT right.
- Leave payroll reimbursement where it already works.
- Reach staff by text, not another app.
Why does Vergo rank first for Bullet?
Every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Once API access is enabled, Vergo records coded spend in Bullet as bills or manual journal entries through Bullet's API.
A practical example
A Dublin digital agency on Bullet weighed an expense app for its eight cardholders. Most spend was software and client travel on company cards, not claims. With Vergo, staff reply to a text with each receipt, and the finance lead confirms proposed categories and VAT before bills are recorded.
A practical example
A Limerick electrical contractor on Bullet has six electricians buying materials at wholesalers on business cards. Vergo texts each electrician after a purchase, proposes materials with the correct VAT rate, and the office manager confirms in a weekly pass. Bills are recorded in Bullet with receipts, and the VAT return starts from complete records.
Frequently Asked Questions
Is Vergo a Bullet app?
No. Vergo is a separate platform that connects through Bullet's API.
Do we have to switch cards?
No. Connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo handle supplier bills?
Yes. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.
Where are the details?
On the Bullet integration page.



