Does Xero have receipt capture or a mobile expense app?

Yes. Receipts can be photographed in the Xero Accounting app, emailed in or uploaded and are read by Smart Document Capture on all plans; employee receipt claims in Xero Expenses (Xero Me app with mileage) are on the Established plan. With Vergo, employees send receipts by text or from their phone, matched and coded for Xero.

October 1, 2026
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Key takeaways

  • Yes. Receipts can be photographed in the Xero Accounting app, emailed in or uploaded and are read by Smart Document Capture on all plans; employee receipt claims in Xero Expenses (Xero Me app with mileage) are on the Established plan.
  • With Vergo, employees send receipts by text or from their phone, and each one is coded to your account and tracking categories.

Where should you go next?

What Xero includes for receipts

Yes. Receipts can be photographed in the Xero Accounting app, emailed in or uploaded and are read by Smart Document Capture on all plans; employee receipt claims in Xero Expenses (Xero Me app with mileage) are on the Established plan.

What teams add alongside it

  • Employee expense management for plans without Xero Expenses
  • Corporate card program with receipt matching

Where Vergo fits with Xero

Xero's capture gets the image in. Vergo's part is what happens next: Vergo reads the receipt itself, line by line, and predicts the coding from what was actually bought — the account and tracking categories — not just the vendor name on the header. Employees send receipts by text or from their phone, and Vergo chases missing ones itself instead of waiting for a report. Each receipt is matched to its card line and the coded entry posts into Xero.

Vergo integrates with Xero and posts coded card spend into it; for Xero, the live integration covers expense management.

Frequently Asked Questions

Does it depend on the Xero edition or add-ons?

Receipts can be photographed in the Xero Accounting app, emailed in or uploaded and are read by Smart Document Capture on all plans; employee receipt claims in Xero Expenses (Xero Me app with mileage) are on the Established plan.

How do employees send receipts to Vergo?

By text or from their phone. Vergo matches each receipt to its card transaction and chases the ones still missing.

Does Vergo code receipts to our Xero structure?

Yes. Vergo reads the receipt itself, line by line, and predicts the coding from what was actually bought — the account and tracking categories — not just the vendor name on the header.

Do we need new cards?

No. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.

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Expense & invoice automation for your ERP

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