Key takeaways
- Bank feeds: Yes. Bank accounts link through Plaid for automatic transaction retrieval, with about 60 days of history on the first link.
- Card feeds: Yes. Credit card accounts connect through the same Plaid flow (Add Bank/CC) and import as bank transactions to code. However, there is no issuer-specific commercial card feed.
- Vergo works with any card from any bank and posts coded card spend into SoftLedger.
Where should you go next?
- SoftLedger AP and expense features: what's included and what to add
- Vergo's SoftLedger integration
- Get started with Vergo
What SoftLedger includes
Bank feeds
Yes. Bank accounts link through Plaid for automatic transaction retrieval, with about 60 days of history on the first link. Custom bank accounts accept Excel uploads, and bank rules and suggestions help code transactions.
Credit card feeds
Yes. Credit card accounts connect through the same Plaid flow (Add Bank/CC) and import as bank transactions to code. However, there is no issuer-specific commercial card feed.
What teams add alongside it
- Employee expense management app with receipt capture
- Corporate card with expense platform
Where Vergo fits with SoftLedger
Where SoftLedger's own card feed already brings transactions in, Vergo's part is what happens to each line: it works with any card from any bank, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into SoftLedger. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the location, ledger account, cost center and job, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report.
Vergo integrates with SoftLedger and posts coded card spend into it; for SoftLedger, the live integration covers expense management.
Frequently Asked Questions
Can we keep our current cards with SoftLedger?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into SoftLedger?
Yes. Vergo integrates with SoftLedger and posts card spend into it, coded to your location, ledger account, cost center and job.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
