Key takeaways
- Bank feeds: Yes. A built-in Plaid integration (Plaid Settings) syncs bank transactions, optionally every hour. However, without Plaid, Bank Statement Import loads CSV/XLSX statements for Bank Reconciliation.
- Card feeds: Partly. A company Bank Account can be flagged 'Is Credit Card', and its transactions come in through the generic statement import, Data Import/API or a bank integration. However, there is no documented card-issuer feed, and the docs don't say whether Plaid covers card accounts.
- Vergo works with any card from any bank and posts coded card spend into ERPNext.
Where should you go next?
- ERPNext AP and expense features: what's included and what to add
- Vergo's ERPNext integration
- Get started with Vergo
What ERPNext includes
Bank feeds
Yes. A built-in Plaid integration (Plaid Settings) syncs bank transactions, optionally every hour. The customer supplies their own Plaid credentials in site_config.json, and availability depends on Plaid country support. However, without Plaid, Bank Statement Import loads CSV/XLSX statements for Bank Reconciliation.
Credit card feeds
Partly. A company Bank Account can be flagged 'Is Credit Card', and its transactions come in through the generic statement import, Data Import/API or a bank integration. However, there is no documented card-issuer feed, and the docs don't say whether Plaid covers card accounts. The generic CSV/XLSX statement import is not an issuer-specific loader.
What teams add alongside it
- Expense management with card feeds and receipt OCR
- Bank feed aggregator connectors outside Plaid-supported countries
Where Vergo fits with ERPNext
Vergo covers the card side without a card switch: it works with any card from any bank, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into ERPNext. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the account, cost center and project, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report.
Vergo integrates with ERPNext and posts coded card spend into it; for ERPNext, the live integration covers expense management.
Frequently Asked Questions
Can we keep our current cards with ERPNext?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into ERPNext?
Yes. Vergo integrates with ERPNext and posts card spend into it, coded to your account, cost center and project.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
