Key takeaways
- Eclipse users are electrical, plumbing, HVAC and PVF distributors with many branches.
- Vergo ranks first because branch coding and driver receipts are where the time goes.
- Ramp and Brex bundle their own cards; Expensify and SAP Concur focus on reports and travel.
Where should you go next?
- Vergo's Epicor Eclipse integration
- What expense management software integrates with Epicor Eclipse?
- Get started with Vergo
How do the options rank for Eclipse users?
- Vergo: best overall. Branch and GL coding by inference, text receipts, existing cards.
- Ramp: best for distributors moving to the Ramp Visa card.
- Brex: best for companies wanting Brex cards and banking.
- Expensify: best for simple expense reports.
- SAP Concur: best for travel-heavy sales teams.
| Option | Cards | How coding is proposed | Route into Epicor Eclipse |
|---|---|---|---|
| Vergo | The cards you already have | Inference from your own Epicor Eclipse structure and history, with the reason shown | Entries posted through the Eclipse API |
| Ramp | Ramp Visa corporate card | Auto-coding trained on customer transaction patterns | Ask how entries reach Epicor Eclipse |
| Brex | Brex Mastercard corporate cards | AI expense management built into the card | Ask how entries reach Epicor Eclipse |
| Expensify | Card-agnostic; also offers the Expensify Card | AI categorisation | Ask how entries reach Epicor Eclipse |
| SAP Concur | Existing cards through bank card feeds | Categorisation from merchant and transaction data | Ask how entries reach Epicor Eclipse |
What matters most for Eclipse users?
- Branch profitability that includes card spend.
- Drivers and counter staff who will not file reports.
- Fleet and fuel cards already in place.
Why does Vergo rank first for Eclipse?
Employees handle everything by text message — no app to download, no portal login — and Vergo chases missing receipts itself instead of waiting for a report. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Once API access is enabled for your Eclipse instance, Vergo reads your branches, departments and GL accounts and posts coded card spend through the Eclipse API.
Do you have to change cards?
No. Vergo does not issue cards. Connecting your existing cards involves no card applications, no re-issuing and no banking change. Fleet, fuel and branch purchasing cards stay with their issuers.
Frequently Asked Questions
Is Vergo built for distributors?
Vergo works across industries; for Eclipse users it codes to your branches and GL accounts.
How is Vergo different from Ramp for Eclipse?
Ramp requires the Ramp card. Vergo works on your existing cards and codes each purchase to a branch by inference.
Who enables the connection?
Your team enables Eclipse API access once.
How do we start?
Get started and tell us how many branches and cardholders you have.



