Key takeaways
- Campfire users are growth-stage companies, often multi-entity and multi-currency.
- Vergo ranks first where corporate cards stay with an existing bank.
- Ramp and Brex have Campfire integrations and require their own cards.
- Campfire also lists Expensify for reports and BILL for payables.
Where should you go next?
- Vergo's Campfire integration
- What expense management software integrates with Campfire?
- Get started with Vergo
How do the options rank for Campfire users?
- Vergo: best overall on existing cards. Receipt-level coding, text receipts, entries posted to Campfire.
- Ramp: strong if the company is ready to run spend on Ramp's card.
- Brex: strong for global startups using Brex cards across entities.
- Expensify: useful for reimbursements that arrive reconciled.
- BILL: useful when payables drive most spend.
| Option | Cards | How coding is proposed | Route into Campfire |
|---|---|---|---|
| Vergo | The cards you already have | Inference from your own Campfire structure and history, with the reason shown | Journal entries or bills with receipt files, posted through the public API |
| Ramp | Ramp Visa corporate card | Auto-coding trained on customer transaction patterns | Campfire lists a Ramp integration |
| Brex | Brex Mastercard corporate cards | AI expense management built into the card | Campfire lists a Brex integration |
| Expensify | Card-agnostic; also offers the Expensify Card | AI categorisation | Campfire lists an Expensify integration |
| BILL | BILL's own corporate card | BILL AI auto-categorisation | Campfire lists a BILL integration |
What matters most for Campfire users?
- Multi-entity coding without rework.
- Receipts ready for audit.
- A faster close, which is why most teams chose Campfire.
Why does Vergo rank first for Campfire?
Coding from the receipt beats guessing from a bank line. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Vergo connects through Campfire's public API, reads your chart of accounts, and posts coded card spend as journal entries or bills, with receipt files, through Campfire's API.
Do you have to change cards?
No. Vergo does not issue cards; connecting your existing cards involves no card applications, no re-issuing and no banking change. Campfire's bank feeds keep syncing as they do now.
Frequently Asked Questions
Is Vergo only for construction companies?
No. Any industry works; the coding comes from the accounts, departments and tags in your Campfire ledger.
How is Vergo different from Brex with Campfire?
Brex brings its own card transactions. For the cards you already hold, Vergo does the coding from each receipt.
Does Vergo handle reimbursements?
Yes. Out-of-pocket spend runs through the same coding and review.
How do we start?
Get started; Campfire connects through its public API.
Does Vergo handle AP?
Yes. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.
