Key takeaways
- Aqilla users are UK mid-market and fast-growing businesses.
- Vergo is first for type, VAT and project coding on the cards you have.
- SAP Concur and Navan lead on travel; Expensify and Zoho Expense on reports; Emburse on keeping your issuer.
- Aqilla's own expenses suit low-volume claims.
Where should you go next?
- Vergo's Aqilla integration
- What expense management software integrates with Aqilla?
- Get started with Vergo
How do the options rank for Aqilla users?
- Vergo: best overall. Type, VAT and project by inference, text receipts, existing cards.
- SAP Concur: when group policy puts everyone on Concur.
- Navan: if booking travel is half the problem.
- Expensify: if staff prefer building reports.
- Zoho Expense: if the business already runs Zoho tools.
- Emburse: if the card issuer cannot change.
| Option | Cards | How coding is proposed | Route into Aqilla |
|---|---|---|---|
| Vergo | The cards you already have | Inference from your own Aqilla structure and history, with the reason shown | Journal or Purchase Invoice documents posted through the API; Expense documents prepared for it |
| SAP Concur | Existing cards through bank card feeds | Categorisation from merchant and transaction data | Ask how entries reach Aqilla |
| Navan | Navan cards, or existing cards through Navan Connect | Categorises by merchant type and employee role | Ask how entries reach Aqilla |
| Expensify | Card-agnostic; also offers the Expensify Card | AI categorisation | Ask how entries reach Aqilla |
| Zoho Expense | Existing corporate card program | Zia reads receipts for merchant, date, amount and tax | Ask how entries reach Aqilla |
| Emburse | Existing Amex, Mastercard or Visa programs, or Emburse Cards | AI categorisation | Ask how entries reach Aqilla |
What matters most for Aqilla users?
- VAT recovery on every eligible purchase.
- Project profitability reporting.
- Growth without extra finance headcount.
Why does Vergo rank first for Aqilla?
Aqilla's rules are only as good as the expense type chosen. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Vergo connects to Aqilla's API, reads your accounts and suppliers, and posts card spend as coded Journal or Purchase Invoice documents through the API, with claims posted as Expense documents through the same API.
Do you have to change cards?
No. Vergo does not issue cards; connecting your existing cards involves no card applications, no re-issuing and no banking change. Nothing about your Aqilla bank setup changes.
Frequently Asked Questions
Is Vergo only for construction companies?
No. Any industry works, because coding follows the expense types, accounts and projects in your Aqilla setup.
How is Vergo different from Aqilla expenses?
Aqilla expenses ask the submitter to choose type and project. Vergo proposes them from the receipt and your history.
Does Vergo support mileage?
Card spend and receipts are Vergo's focus; mileage claims can stay in Aqilla.
How do we start?
Get started; Aqilla connects through its API.
Does Vergo handle AP?
Yes. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.
