Expense management that works with Master Builder

Key takeaways

• Vergo is an AI-native expense management platform that integrates with Sage 100 Contractor (formerly Master Builder) and syncs jobs and cost codes directly from your ERP.
• You keep your existing cards — Vergo connects to corporate cards, fuel cards, and personal cards used for reimbursement without requiring new card applications or banking changes.
• AI inference codes transactions to the correct job and cost code automatically, with no rule library to build or keyword lists to maintain.
• Card spend, employee reimbursements, and AP invoices all run through the same coding model and sync to Sage 100 Contractor the same way.

What is Sage 100 Contractor?

Sage 100 Contractor, from Sage, is accounting and project management software run by small and mid-sized construction businesses. It was formerly called Master Builder. The software centers on jobs and cost codes: every expense needs to land against the right job and the right cost code so project managers can track costs as they happen and finance can close the books without chasing down uncoded transactions. Vergo integrates with Sage 100 Contractor and adapts to how your finance team already works — syncing jobs and cost codes directly so your expense layer follows your ERP instead of the other way round.

How does the Sage 100 Contractor sync work?

Vergo reads jobs and cost codes from Sage 100 Contractor, codes every expense to the right job and cost code, and pushes coded entries back — so nothing arrives as an uncoded lump at month end. Transactions are ready to code the moment they happen, before they clear, so project managers see costs in real time instead of waiting days for settlement. Once transactions clear, the coded entries sync into Sage 100 Contractor automatically. This means your job costing stays current and your reconciliation happens continuously instead of in a scramble at month end.

Do you have to change cards to use Vergo?

No. Vergo does not issue cards and never asks you to switch. It connects to the cards your business already holds — corporate cards, fuel cards, personal cards used for reimbursement. Connecting your existing cards involves no card applications, no re-issuing, and no banking change. This matters for construction teams that already have fuel card programs tied to specific vendors or corporate card rewards structures negotiated years ago. The expense management layer sits on top of those arrangements and does not disrupt them.

A practical example

A superintendent buys materials at a local supplier on Tuesday morning using the company fuel card. Vergo codes the transaction to the job and cost code by inference — recognizing the vendor, the amount pattern, and the cardholder's usual project assignments — and flags it for review. The project manager confirms the coding in seconds because the system shows why it was chosen. By Tuesday afternoon, the cost appears in Sage 100 Contractor against the correct job, days before the transaction clears the bank. At month end, the coded entry syncs automatically and reconciliation is already done.

Do reimbursements and AP invoices work with Sage 100 Contractor too?

Yes. Card spend, employee reimbursements, and AP invoices all run through the same coding model and sync to Sage 100 Contractor the same way. Most tools treat these as separate products with separate coding setups; the same vendor coded two different ways creates a reconciliation problem you inherit. When a foreman submits a receipt for lumber bought with a personal card and an invoice arrives for the same supplier, both get coded to the same job and cost code using the same inference model, and both sync to Sage 100 Contractor in the same format.

How Vergo handles this

Vergo is an AI-native, card-agnostic expense management platform that integrates with every ERP and accounting software, including Sage 100 Contractor. Card spend, employee reimbursements, and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Approval workflows are optional and fit how you already control spend: route by GL account, by amount, or by project — or skip approval flows entirely and let policy flags catch only what breaks a rule. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into your accounting or ERP software. Connecting your existing cards involves no card applications, no re-issuing, and no banking change.