Key takeaways
- Holded includes expense scanning and its own cards, so an add-on must win on coding and card flexibility.
- Vergo ranks first for coding by inference on existing cards.
- Expensify and Zoho Expense focus on receipts and reports; SAP Concur on larger travel programmes.
- None lists a Holded integration on its site, so ask how entries would reach Holded.
Where should you go next?
- Vergo's Holded integration
- What expense management software integrates with Holded?
- Get started with Vergo
Which expense management add-ons work best with Holded?
- Vergo: account, project and tags by inference, text receipts, existing cards, purchase invoices through the API.
- Holded Expenses and Holded Cards: native scanning, Inbox and cards with employee limits.
- Expensify: receipt scanning and expense reports on existing cards.
- Zoho Expense: receipt capture and corporate card feeds.
- SAP Concur: expense suite for larger travel programmes.
What should an add-on do for Holded?
- Code project and tags, not just the account.
- Record purchases through the API so journal entries follow.
- Keep your bank's cards if you do not want Holded Cards.
Should you use Holded's tools or an add-on?
For a freelancer or a two-person team, Holded's scanner and Inbox are enough. Once several employees spend on cards from your bank, the coding and chasing add up, and that is where Vergo pays off. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight.
How does Vergo connect to Holded?
Vergo connects through the public Holded API, reads your accounts, and records purchase invoices and payments for confirmed card spend. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into Holded.
What does a typical Holded setup look like with Vergo?
Holded stays the ledger, with its Expenses section, Treasury and reports unchanged. Cardholders reply to Vergo by text, the finance lead confirms the proposed account, project and tags, and Vergo records the purchase invoice through the API. Holded then posts the journal entry as it does for any purchase, and the card account syncing into Holded reconciles against it.
Frequently Asked Questions
Is Vergo in the Holded Store?
No. Vergo connects from outside through Holded's public API, so there is nothing to install from the Store.
Can we use Vergo and Holded Cards together?
Vergo is built for the cards you already have. Tell us your card setup when you get started.
Do we need new cards?
No. Connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo handle supplier invoices?
Yes. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.
Where are the integration details?
On the Holded integration page.
