Key takeaways
- Bank feeds: Partly. Account Reconciliation imports OFX or QFX files from the bank and auto-matches them to transactions already posted, on amount within 14 days or matching document or check number. However, the Spire 4.1 manual documents no live bank feed.
- Card feeds: Partly. The same OFX/QFX reconciliation import works for credit card accounts ('the most common use is for banks and credit cards').
- Vergo works with any card from any bank and posts coded card spend into Spire.
Where should you go next?
- Spire AP and expense features: what's included and what to add
- Vergo's Spire integration
- Get started with Vergo
What Spire includes
Bank feeds
Partly. Account Reconciliation imports OFX or QFX files from the bank and auto-matches them to transactions already posted, on amount within 14 days or matching document or check number. However, the Spire 4.1 manual documents no live bank feed.
Credit card feeds
Partly. The same OFX/QFX reconciliation import works for credit card accounts ('the most common use is for banks and credit cards'). It matches file transactions to entries already posted rather than creating them, and there is no live card feed.
What teams add alongside it
- Expense management app
- Bank and card feed connector
Where Vergo fits with Spire
Vergo covers the card side without a card switch: it works with any card from any bank, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into Spire. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the GL account, including its location or profit center segment, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report. Bank reconciliation itself stays in Spire or with a bank connectivity add-on; Vergo's part is the card spend.
Vergo integrates with Spire and posts coded card spend into it; for Spire, the live integration covers expense management.
Frequently Asked Questions
Can we keep our current cards with Spire?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into Spire?
Yes. Vergo integrates with Spire and posts card spend into it, coded to your GL account, including its location or profit center segment.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
