Does MYOB have built-in expense management?

Key takeaways

• MYOB Business captures receipts through the MYOB Capture app into the In Tray, with OCR, and matches them by amount and date.
• Card transactions come in through bank feeds and are allocated as spend money, with rules available.
• Employee reimbursements can be paid through payroll; MYOB does not document an expense claims and approvals workflow for MYOB Business.
• Vergo adds coding by inference, receipt collection by text and spend money recorded through MYOB's API.

Where should you go next?

• Vergo's MYOB integration
• What expense management software integrates with MYOB?
• Get started with Vergo

What does MYOB include for expenses?

• Receipt capture: the MYOB Capture app uploads photos to the In Tray, and OCR fills in the details.
• Bank feeds: with limits by plan, such as up to two on Lite and unlimited on Pro.
• Spend money: category, job and tax code per line, paid from a card or bank account.
• Bank feed rules: allocate by percentage or amount, including to a job.
• Reimbursement through pay for out-of-pocket spend.

How do card transactions get into MYOB?

Through the credit card account's bank feed. Each line is allocated, which creates the spend money transaction, either by a rule or by hand. Receipts sit in the In Tray until they are matched.

Where does that leave work for finance?

• Allocation: rules match payees, not purchases.
• Receipt chasing: someone asks cardholders for photos.
• Approvals: handled outside MYOB.
• Mixed receipts: split by hand.

When is a separate tool worth it?

When more than a few people hold cards and the bookkeeper spends days a month allocating feeds. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Vergo connects directly through MYOB's public developer API and records each coded card transaction as a spend money transaction with the receipt attached.

How Vergo works alongside MYOB

MYOB stays your company file, with the In Tray and feeds unchanged. Employees handle everything by text message — no app to download, no portal login — and Vergo chases missing receipts itself instead of waiting for a report. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.