Key takeaways
- Bank feeds: Yes. Treasury > Accounts connects bank accounts through third-party aggregation providers (vendor cites 300+ banks, mainly Spanish), syncing automatically on a 12-24 hour cycle or manually within each bank's history window. However, banks that aren't supported can be added offline and fed with Holded's statement import template.
- Card feeds: Yes. Credit cards can be added as card-type accounts that sync through the bank connection (American Express is in the supported list); debit cards don't sync and need a statement import.
- Vergo works with any card from any bank and posts coded card spend into Holded.
Where should you go next?
- Holded AP and expense features: what's included and what to add
- Vergo's Holded integration
- Get started with Vergo
What Holded includes
Bank feeds
Yes. Treasury > Accounts connects bank accounts through third-party aggregation providers (vendor cites 300+ banks, mainly Spanish), syncing automatically on a 12-24 hour cycle or manually within each bank's history window. However, banks that aren't supported can be added offline and fed with Holded's statement import template.
Credit card feeds
Yes. Credit cards can be added as card-type accounts that sync through the bank connection (American Express is in the supported list); debit cards don't sync and need a statement import. Holded Wallet also issues its own Mastercard cards (physical cards ship to Spain only) whose transactions are recorded and reconciled automatically.
What teams add alongside it
- Spend management / corporate card platform
- Bank reconciliation rules add-on (vendor store)
Where Vergo fits with Holded
Holded's card feed brings transactions into the ledger. Vergo works with any card from any bank, so every card in the program is covered whichever bank issued it, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into Holded. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the account, project and tags, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report.
Vergo integrates with Holded and posts coded card spend into it; for Holded, the live integration covers expense management.
Frequently Asked Questions
Can we keep our current cards with Holded?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into Holded?
Yes. Vergo integrates with Holded and posts card spend into it, coded to your account, project and tags.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
