Key takeaways
- Bank feeds: Yes. Automatic bank feeds via Plaid (UK Open Banking) are included on paid plans ('Bank feed with automated matching' on Small, Medium and Large; also Sole Trader and Property paid plans); Plaid polls four times a day and consent is renewed every 90 days.
- Card feeds: Partly. Credit card accounts can be kept as bank-type accounts in Money > Bank accounts (opening balances can be negative for cards), and transactions can be brought in by statement import. However, the bank-feed guide does not say whether Plaid feeds cover credit card accounts, and no card-network feed is documented.
- Vergo works with any card from any bank and posts coded card spend into Clear Books.
Where should you go next?
- Clear Books AP and expense features: what's included and what to add
- Vergo's Clear Books integration
- Get started with Vergo
What Clear Books includes
Bank feeds
Yes. Automatic bank feeds via Plaid (UK Open Banking) are included on paid plans ('Bank feed with automated matching' on Small, Medium and Large; also Sole Trader and Property paid plans); Plaid polls four times a day and consent is renewed every 90 days. Statement files can also be imported (CSV, OFX, QBO, QIF, SWI, 940).
Credit card feeds
Partly. Credit card accounts can be kept as bank-type accounts in Money > Bank accounts (opening balances can be negative for cards), and transactions can be brought in by statement import. However, the bank-feed guide does not say whether Plaid feeds cover credit card accounts, and no card-network feed is documented.
What teams add alongside it
- Employee expense management for Small/Medium plans
- Corporate card program with receipt matching
Where Vergo fits with Clear Books
Vergo covers the card side without a card switch: it works with any card from any bank, and connecting your existing cards involves no card applications, no re-issuing and no banking change. Transactions are ready to code the moment they happen — no waiting for clearing — and once they clear, they sync into Clear Books. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. The proposal covers the account code, VAT rate and project, and every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Receipts come in the same flow: employees send receipts by text or from their phone, and Vergo chases missing receipts itself instead of waiting for a report.
Vergo integrates with Clear Books and posts coded card spend into it; for Clear Books, the live integration covers expense management.
Frequently Asked Questions
Does it depend on the Clear Books edition or add-ons?
Automatic bank feeds via Plaid (UK Open Banking) are included on paid plans ('Bank feed with automated matching' on Small, Medium and Large; also Sole Trader and Property paid plans); Plaid polls four times a day and consent is renewed every 90 days.
Can we keep our current cards with Clear Books?
Yes. Vergo works with any card from any bank; connecting your existing cards involves no card applications, no re-issuing and no banking change.
Does Vergo post card spend into Clear Books?
Yes. Vergo integrates with Clear Books and posts card spend into it, coded to your account code, VAT rate and project.
Does Vergo issue cards?
No. Vergo never issues cards. It works with the cards you already have.
