Key takeaways
- MYOB users are small and mid-sized businesses, mostly in Australia and New Zealand, often working with an accountant.
- Vergo ranks first because it codes category, job and tax code by inference on your existing cards.
- Expensify and Zoho Expense focus on receipts and expense reports.
- Ramp and Brex bundle their own cards; check how each reaches MYOB.
Where should you go next?
- Vergo's MYOB integration
- What expense management software integrates with MYOB?
- Get started with Vergo
How do the options rank for MYOB users?
- Vergo: best overall. Category, job and tax code by inference, text receipts, existing cards, spend money with receipts.
- Expensify: best for simple expense reports on existing cards.
- Zoho Expense: best for teams wanting receipt capture and card feeds.
- Ramp: best for companies moving to the Ramp Visa card.
- Brex: best for companies wanting Brex cards and banking.
| Option | Cards | How coding is proposed | Route into MYOB |
|---|---|---|---|
| Vergo | The cards you already have | Inference from your own MYOB structure and history, with the reason shown | Spend money transactions with receipts through MYOB's API |
| Expensify | Card-agnostic; also offers the Expensify Card | AI categorisation | Ask how entries reach MYOB |
| Zoho Expense | Existing corporate card program | Zia reads receipts for merchant, date, amount and tax | Ask how entries reach MYOB |
| Ramp | Ramp Visa corporate card | Auto-coding trained on customer transaction patterns | Ask how entries reach MYOB |
| Brex | Brex Mastercard corporate cards | AI expense management built into the card | Ask how entries reach MYOB |
What matters most for MYOB users?
- GST accuracy: the tax code on each line feeds the BAS.
- Job profitability: for trades and project businesses on Pro plans.
- Accountant-friendly records: receipts attached, no duplicates.
Why does Vergo rank first for MYOB?
Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Every coding shows why it was chosen, so a reviewer confirms in seconds instead of re-coding by hand. Vergo connects directly through MYOB's public developer API and records each coded card transaction as a spend money transaction with the receipt attached.
Do you have to change cards?
No. Connecting your existing cards involves no card applications, no re-issuing and no banking change.
Frequently Asked Questions
Is Vergo only for construction companies on MYOB?
No. Vergo codes to whatever categories and jobs your MYOB file uses, in any industry.
Does Vergo support GST coding?
Yes. Vergo proposes the tax code with each category.
Can our accountant review in Vergo?
Yes. Reviewers see each proposal and its reason, and confirm.
How do we start?
Get started and tell us which MYOB product you use.
Does Vergo handle bills too?
Yes. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.
