Does Campfire have built-in expense management?

Key takeaways

• No: Campfire documents integrations for card spend and reimbursements, not a native expense module.
• Vergo works as the front-end for bank-issued cards, posting entries through Campfire's API.
• Card platforms with Campfire integrations, such as Ramp and Brex, bring transactions with GL codes, departments and receipts.
• Bank feeds come through Plaid, synced daily, and direct bank integrations.

Where should you go next?

• Vergo's Campfire integration
• What expense management software integrates with Campfire?
• Get started with Vergo

What does Campfire include for spend?

• Bills with account, department and tags per line.
• Ember, which proposes accounts, departments, vendors and custom dimensions.
• Integrations with card and spend platforms.
• Multi-entity with intercompany reconciliation.

How does card spend reach Campfire?

Either coded, from a spend platform's integration, or raw, as a bank line from Plaid or a direct bank connection. Raw lines are where Ember's suggestions come in, and where receipts are most often missing.

Where does that leave work?

• Receipts for bank-issued cards.
• Review of suggestions made from a merchant name alone.
• Entity assignment for cross-border spend.

When is Vergo the right front-end?

When your cards stay with your bank and you want charges coded from the receipt, not the bank line. Vergo proposes the coding by inference from your own accounting structure and history — no rule library to build, no keyword lists to maintain, and new vendors are coded on first sight. Vergo connects through Campfire's public API, reads your chart of accounts, and posts coded card spend as journal entries or bills, with receipt files, through Campfire's API.

Where does Ember fit?

Ember keeps working on whatever reaches Campfire uncategorised. With Vergo coding bank-issued card spend from receipts first, fewer lines reach Ember without context, and the ones that do are genuine exceptions. Intercompany reconciliation, which Campfire also automates, starts from charges already on the right entity.

How Vergo works alongside Campfire

Campfire remains your ERP and close tool. Employees handle everything by text message — no app to download, no portal login — and Vergo chases missing receipts itself instead of waiting for a report. Card spend, employee reimbursements and AP invoices run through one coding model — same coding, same review, one reconciliation — and payment stays on the rails you already use.