[By clicking “Agree” below], you authorize Vergo Technology Inc. (“Vergo”) to obtain consumer reports about you and to make direct inquiries regarding you to third parties regarding your background, creditworthiness, and financial characteristics. You are being asked to provide this authorization because you are a beneficial owner of a customer who is requesting or who has a Vergo card issued by Thread Bank. This authorization begins when you provide your consent and continues until your account associated with the Vergo card being requesting or that has been obtained is closed and no balance remains on such account. Vergo may obtain consumer reports and make direct inquiries for any purpose, including without limitation in connection with any modification, renewal, extension, or collection of the card account, administering the card account, and risk management. Upon your request Vergo will disclose whether a consumer report was requested and the name and address of any consumer reporting agency that furnished the report.The customer’s payment history and other information about the card account will not be reported to any consumer reporting agency as credit history associated with you.