Business credit cards for plumbers help them make payments for purchases without putting too much burden on them. It is a great way for businesses to keep track of expenses, get rewards, and enjoy various other perks. But this is only possible if you have the best rewards credit card for your business. 

As a plumber, you will have to travel to different locations and buy parts to fix the issues with the client's plumbing systems. So, it will be optimal for you to get a business card that can offer your rewards or cashback on these two things. 

Let's go over some top credit cards for plumbers. We will discuss their key features and the benefits of choosing these business cards. But before that, let's understand the various kinds of cards available for your plumbing company.

Various Kinds of Credit Cards for Plumbers 

The growing reliance on online and cashless payment has led to a boom in the usage of business credit cards. You can categorize credit cards depending on the features. Below is the explanation for each kind of credit card. 

Flat Rate Reward Card

A common card many plumbing businesses use is the flat rate reward card. It gives you a great advantage of getting the same cashback for the amount, regardless of the purchase you are making. There are no levels for rewards, enabling small businesses to have one card for all of their needs. 

Fair Credit Cards

Fair credit cards are an ideal solution for small-scale businesses that don't require a lot of money for their purchases. You can easily maintain them if you can pay the amount you take on time. 

0% APR Cards

Any plumbing business owner looking to make large inventory purchases can go for a zero percent annual percentage rates card. It has no annual charges, making the 0% APR cards an optimal choice to earn rewards and enjoy long-term loans at the same time.

Best Business Credit Cards for Plumbers

Now that you are aware of the different types of credit cards available, let's go over the top ones for your plumbing business.

1. Capital One Spark Cash Plus

If your plumbing company wants the best business card for flat-rate rewards, you should go for the Capital One Spark Cash Plus. 

It provides organizations with easy management options for their cash back rewards and points. Although there are annual charges, you can get unlimited cashback for your spending. 


  • The best part about the Capital One Spark Cash Plus is that rewards don't have any expiration date
  • You can accumulate cashback through your primary or your employee cards
  • No charges for making any foreign transactions


  • You need to pay the balance in full every month, so it does not cancel out the rewards or points 
  • There is a certain annual fee and additional charges that you will have to bear

2. Ink Business Preferred Credit Card

Another great credit card for plumbers that want to enjoy a great sign-up bonus is the Ink Business Preferred credit card. It gives substantial rewards in various categories when you purchase your items from them. So, if your plumbing business involves a lot of traveling, this is the card you need to pick. 


  • You can get a sign-up bonus worth $1,250 if your plumbing business budget has sufficient expenses 
  • Get three points for every dollar you spend on traveling and telecommunications, delivery, social media marketing. The offer is available for an annual sending up to $150,000
  • Spending on items from other categories will give you one point per dollar 


  • Bonus categories is not a suitable choice for all plumbing business
  • There is a certain annual fee and additional charges that you will have to bear

3. The Brex Card

The Brex card is ideal for any business owner who does not have a good file for personal debt, but their business is well-capitalized. It finds creditworthiness by checking your business' finances and spending patterns. Therefore, you can use it and earn rewards throughout it even with a bad credit score. 


  • Earn a point for every dollar you spend 
  • Make Brex the official company care to get elevated reward points on various categories
  • Get a chance to qualify for the best offers from top business services providers


  • In order to apply for the Brex Card, your business needs to show a bank balance of approximately $100,000
  • You will have to pay the balance after the full billing cycle.

4. U.S. Bank Business Triple Cash Rewards World Elite Mastercard

Anyone looking for a card with the balance transfer option should go for the U.S. Bank Business Triple Cash Rewards World Elite Mastercard. Its exceptional benefits help it stands out from the rest of the cards. 


  • You can find a plethora of bonus cash back categories
  • Great intro APR period on purchases 
  • The option for balance transfer is available with this card
  • You won't have to worry about the annual fees 


  • You need to have a good credit history 
  • The card gives you a low rate on outside bonus categories

Final Word 

The world is rapidly moving towards cashless transactions. As a result, we can expect to see the use of business credit cards due to the amazing features they have and the chance they give to earn rewards. You can choose any one credit card for your plumbing business as per your needs. 

However, a key thing to keep in mind is that new technologies and tools will further streamline the business payments. Therefore, if you want to choose the ideal option specifically for the plumbing industry, you should opt for VERGO

It is an all-in-one solution that offers more features than a credit card. You can use it for invoice management, digital banking, cash flow management for different projects, and much more. So, get VERGO and take your plumbing business to the next level.