Smart business owners tend to utilize every opportunity they get to save money. That is why they focus on getting credit cards that offer them the best cashback rewards. These rewards are exceptional for businesses in the construction sector, especially plumbers, who need to purchase parts regularly. 

If you are wondering whether you will get cashback on your business credit card or not, the simple answer is that it depends on the card you choose. A significant majority of the cards offer cashback rewards to business owners. However, a vital thing to consider is the amount of points or miles you get. 

The optimal approach should be to consider all the factors and then compare the available options to make the best decision. So, we will cover the ways to help you make the most out of your business card. Also, we will let you know some of the best credit cards for the plumbing business. Let's get right into it!

How Can a Plumbing Company Use Cash Back Rewards Credit Card? 

There are various types of credit card rewards that many businesses have, depending on their spending. Plumbing companies looking to earn cashback rewards should use the card for the relevant business transactions. 

To keep it simple, try using your credit card instead of other payment methods for business purchases. Let's go over the step-by-step process to understand how you can get cash back from your business credit card. 

Setp 1 - Use the Card for Purchases

If you want to earn cashback rewards for your business, you need to use the card for purchases you make for your plumbing business. The cashback reward is the small percentage of the transaction that you get from the card issuer. The percentage of cashback will differ from issuer to issuer.

Usually, the standard cashback percentage is around one to two percent. However, it can be more than that if you spend on a particular category of items. Also, the type of card, such as the flat rate or tiered card, determines the cashback rate you will get. 

Step 2 - Increase Your Cashback

Cashback does not work like discounts or other rebates, which you can instantly apply upon shopping from one place. You will have to gather them for weeks or months to have a substantial amount of rewards. The balance of the cashback rewards will appear on your bank statement every month. 

Step 3 - Redeeming your Rewards

Redeeming your rewards will vary from card issuer to issuer. Various credit card issuers have different policies regarding how they give cardholders cashback. There is a possibility that the card issuer will apply the rewards to your monthly statement. It will be done automatically, so you don't worry about it. 

Another way is that the card issuers will allow you to accumulate the rewards over time. You can save these points or miles you get over time and use them for anything you like, such as shopping or traveling.

Ways Plumbing Companies Can Make Best Use of Cash Back on Business Card

One of the best things about cashback credit cards is that they are relatively easy to understand compared to other redemption methods. All you have to do is spend more money on purchasing items for your business using the credit card to earn more cashback. 

However, if you are still looking for ways to help your plumbing business make the most out of it, then here is what you can do. 

Choose a Card Suitable for your Business Purchasing Patterns

The best way to ensure your business can make the most out of credit cards is by choosing cards with the highest rates on the categories you spend. Plumbing businesses incur costs for parts and gas. Therefore, it is ideal to go for a credit card with good rewards in these categories.

Make your Payments on Time 

Outstanding balance and interest payment will squeeze out the cashback rewards you can get. The annual percentage rate for a business credit card is significantly high. 

As a result, it can drain your rewards, and you can accrue interest quickly. So, it is ideal to make regular payments to avoid losing your rewards.

Use the Business Credit Card for Purchases 

When you spend more money through your business credit card, you will automatically earn more rewards. Therefore, it is optimal for your business to make relevant purchases through a credit card. However, you should avoid using your credit cards if you think you can't keep up with payments. 

Top Business Cards for Plumbing Businesses

Let's go over the top business cards you can utilize for your plumbing business. 

Ink Business Cash Credit Card

The Ink Business Cash Credit Card is ideal for purchasing office supplies. It offers optimal rewards in this particular category. Let's go over the pros and cons it offers. 


  • There are no annual fees your business has to bear
  • You can enjoy great cashback rewards due to its robust system


  • The card does not have any balance transfer offer
  • There is a cap on the categories which have the bonus cashback

Advantage Platinum Select Mastercard

If your plumbing business has nationwide operations and requires you to travel frequently, then the AAdvantage Platinum Select Mastercard is the best choice for you. Below are the pros and cons of using this card. 


  • You don't have to worry about any foreign transaction fees
  • You can use the flight perks to save money and time


  • It gives limited travel benefits to cardholders
  • You will have to pay an annual fee if you don't stand up to the spending requirements set for the year


Business credit cards are an exceptional way to ensure you earn rewards for your business while at the same time you don't burden your finances. 

But what if you have a debit card by your side that also lets you earn rewards when spending through it and has a specific design to cater to the business needs in the construction industry. 

That is where you can benefit from VERGO. It is a robust all-in-one solution that gives invoice management, rewards, and much more!